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Financial Aid Programs and Scholarships

Financial Aid Programs and Scholarships

 

The Financial Aid Office assists students in applying for federal, state, and institutional monies to help them meet their educational costs. Our goal is to make it financially possible for all qualified students to attend Sandburg.  

 

Financial Aid is available from federal, state, institutional and private sources.  A student may receive a combination of these types of aid in their award letter.  Students are awarded based upon availability of funds, eligibility and on a ‘first come, first serve” basis.

 

The links on the left provide more information about a variety of financial aid programs available at Carl Sandburg College. 

 

There are four primary types of financial aid programs:

 

Grants - Gift aid that is awarded based on demonstrated financial need.  Grants do not have to be repaid.

 

Scholarships and Waivers - Scholarships are awarded based on a variety of factors such as academic achievement, major, talent, leadership, field of study and/or financial need. Scholarships do not have to be repaid. Tuition waivers are reductions of the credit hour tuition (not fees) you are charged to attend. Like need-based grants and scholarships, they are given out by organizations, people, endowments, colleges and varying levels of government. Some merit-based grants and scholarships consider financial need, but their primary objective is rewarding talent.  How to Get Them: Since each merit-based grant and scholarship has a different basis for reward (i.e. academic), they all have different criteria to win them. However, it’s your job to study that criteria and highlight your achievements of them when you apply.

 

Loans - The Federal Direct Stafford Loan is a low interest loan made to you by the Federal Government to help you pay for your education. For new borrowers, the interest rate is variable and may change every July 1. The Federal Government pays the interest while you are in school. This loan is "need based" and you must submit the Free Application for Federal Student Aid to determine your eligibility. Loans MUST BE REPAID. 

 

 

Work Study - Work study programs are part-time jobs (usually on campus) awarded to students who demonstrate financial need. Work study jobs are often related to a student’s field of study, but not always. The hours are adjusted around your academic schedule.